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What You’ll Get

  • One practical money tip, every Thursday — no daily spam, no filler
  • Real, actionable advice: budgeting, investing, tax planning, insurance — the stuff that actually moves the needle
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Who’s Writing This

I’m Krish — I’ve spent 26+ years in corporate IT operations and governance, including leading IT strategy for a large financial services company. This blog shares the same practical, disciplined thinking I use professionally, translated into plain language — for educational purposes, to help salaried professionals think through their own money decisions.

Recent Topics Covered

  • Direct vs Regular Mutual Funds: What the Commission Actually Buys You
  • PPF vs FD: Which One Should You Choose in 2025
  • How Much Retirement Corpus Do You Really Need
  • SWP Explained: Monthly Income from Investments

New topic every Thursday.