Hey there! 👋 I’m Krish.
Welcome to FinanceWithKrish.com — a cozy corner of the internet where money finally makes sense.
If you’re a salaried professional who has ever wondered:
• Where did all my salary go?
• Should I invest in mutual funds or fixed deposits?
• How much should I save for retirement?
• Why do personal finance blogs sound like a PhD thesis?
Then you’re in the right place. 🏠💰
Why This Blog Exists
Let’s be honest — most of us were never taught how to manage money.
Schools skipped it.
Jobs assumed we knew it.
And banks? Well… they’re often busy selling credit cards.
I started FinanceWithKrish.com with a simple mission:
👉 Help everyday Indians take control of their money without stress, jargon, or complicated formulas.
This blog breaks down complex financial topics into simple, practical, and relatable advice that you can apply in real life.
Whether you’re:
- budgeting your first salary
- starting your investment journey
- planning your child’s education
- or preparing for retirement
you’ll find guidance here.
What You’ll Find On This Blog
Personal Finance Tips
Simple strategies you can implement before your next chai break.
Beginner-Friendly Investing Guides
Mutual funds, SIPs, PPF, insurance, and stocks — explained like we’re chatting over filter coffee.
Money Myths Busted
No, you don’t need to be rich to invest.
And no, gold isn’t always the safest investment.
Tools and Practical Guides
Checklists, step-by-step guides, and DIY financial planning ideas.
Who Am I?
Hi, I’m Krish Ayyan.
I’m a corporate professional with over 20 years of experience and currently work as the Head of IT Operations & Governance, leading large-scale technology operations, IT budgeting, governance, vendor management, and strategic planning.
Like many salaried professionals, my personal finance journey hasn’t been perfect. I’ve made investment mistakes, delayed important financial decisions, and learned some lessons the hard way.
Over time, I realized that building wealth isn’t about finding the next “hot stock” or chasing quick returns. It’s about:
- Investing consistently
- Making informed financial decisions
- Living within your means
- Thinking long term
That’s why I created Finance With Krish.
This blog is dedicated to helping salaried employees understand money in simple language. I share practical insights on budgeting, investing, retirement planning, tax-saving strategies, and financial planning—drawing from my own experiences, extensive research, and reliable public sources.
While I’m not a licensed financial advisor, every article is written with the goal of making personal finance easier to understand and helping readers make more informed financial decisions.
I believe anyone can build wealth with the right knowledge, discipline, and patience.
Welcome to the journey.
A Quick Disclaimer
I’m not a SEBI-registered financial advisor.
Everything on this blog is based on personal experience, research, and learning, and is meant for educational purposes.
Always do your own research before making financial decisions.
Let’s Make Personal Finance Personal
Money should not feel intimidating or complicated.
With the right knowledge and habits, any salaried professional can build financial freedom.
And if I can do it, so can you.
Join the Journey
If you enjoy simple and practical money advice:
👉 Explore the blog
👉 Share your questions
👉 Learn something new about money every week
Because smarter money decisions today create financial freedom tomorrow.
Cheers to better money habits,
Krish
FinanceWithKrish.com